Westminster Homes with Waterfront Lot description

Welcome to Westminster, South Carolina—a hidden gem nestled in the heart of Oconee County. This charming city, known for its picturesque landscapes and friendly community, offers a serene lifestyle that perfectly blends small-town charm with the allure of nature. Surrounded by stunning mountains and lush greenery, Westminster is a haven for outdoor enthusiasts and families alike, providing ample opportunities for hiking, fishing, and enjoying the great outdoors.

One of the most attractive features of Westminster is its stunning waterfront properties. Imagine waking up to the gentle sounds of water lapping against the shore and sipping your morning coffee while taking in breathtaking views of serene lakes and rivers. Homes with waterfront lots in Westminster are not just residences; they are a lifestyle choice that invites tranquility and adventure. Whether you’re looking for a cozy cabin, a spacious family home, or a luxurious retreat, the waterfront options here cater to a variety of tastes and budgets.

Living in a waterfront home in Westminster means you can indulge in a plethora of water activities right at your doorstep, from boating and kayaking to fishing and swimming. The community is also rich in history and culture, with local festivals and events that bring residents together, fostering a strong sense of belonging.

If you’re seeking a peaceful retreat with the perfect blend of natural beauty and community spirit, look no further than Westminster, SC. Explore our selection of waterfront homes and discover your dream property today!

Newest Westminster Homes with Waterfront Lot description

$50,000

Let your dreams materialize on this lot at 328 Smoke Rise Drive. This lot is situated along the Chauga River on Lake Hartwell within the gated community of Delta Estates. The partially cleared lot offers a blend of natural wooded privacy and ready-to-build convenience. Utilities, septic for a 3 Br home, and water are already in place, saving you time and money on site prep. Two outbuildings will remain, providing immediate storage or workshop space. An existing RV hookup is an added bonus once your home is built. A sloped path leads down to a private cove, providing water access. Located minutes from Westminster, South Carolina, you'll enjoy the privacy and security of gated living without sacrificing convenience. Don't miss this opportunity to own a lot that is ready for your vision to take shape.

328 Smoke Rise Drive, Westminster

$487,500

3 Beds ⋅ 2 Baths

Have you been daydreaming of a cozy riverfront cabin? Well, look no further! 517 Chimney Ridge is nestled in a gated community and is now available. This cabin is situated on 0.86 acres along the Chauga River. This cozy 3-bedroom 2-bath cabin just had new gutters installed and is ready for its next family to enjoy it. You will love the heart pine flooring in the living room that is also equipped with a fireplace. Need extra space? Well, it has that too! Picture your kids and/or grandchildren enjoying their time in the loft all while you are sitting outside on the covered porch drinking a cup of coffee and listening to the river flow. With direct river access and a dock, you can enjoy fishing, swimming, or even boating to the deeper water of Lake Hartwell. There are so many opportunities here. Whether it is a weekend get-a-way or make it your permanent home, you get to make that call. Schedule your showing today!

517 Chimney Ridge, Westminster

$595,000

3 Beds ⋅ 3 Baths

Nearly impossible to replicate water view, ease of access, and water depth at this PRICE, making SIMPLE home improvements worth making on this LAKE HARTWELL LAKE FRONT home. Sellers offering a REMODELING allowance of 10k. Offering a COVERED DOCK giving you more time to PLAY. MAX DOCK verbal approval. PERFECT for entertaining, this home provides an INCREDIBLE unobstructed VIEWS of LAKE HARTWELL and an EASY Walk to the water. NO need to worry about water depths. At full pool, this dock is in 11 feet plus at the end of the dock, and plenty of room to chase the water if needed. Let the LIGHT Shine with an open floor plan met with a wall of windows overlooking the lake. MASTER on the MAIN with a full bath offers an easy-living floor plan. The kitchen is fully equipped with a breakfast bar and dining area, all with a fantastic lake view. The open-concept plan lets the chef converse while prepping for the perfect lake meal. You will LOVE the completed terrace level, giving guests a place to get away. Downstairs, the great room offers plenty of space for games or entertainment. One bedroom on the terrace level with a full bath, and one bedroom and a full bath upstairs in the loft area. ENJOY the lake view on the deck, and don't worry, you will have plenty of space to BBQ on the back deck or on the terrace level patio. Cozy up to LOVED ones in front of the wood-burning stone fireplace- great for storytelling. This home is PERFECT for those needing a lake getaway or full-timers looking to share the lake with LOVED ones. Easy commute to I-85, giving you more LAKE TIME.

415 Kenwood Drive, Westminster

$1,155,000

4 Beds ⋅ 4 Baths

Discover an unparalleled lakeside lifestyle at this exceptional 4-bedroom, 3.5-bathroom residence, perfectly positioned on over 190 feet of Lake Hartwell's pristine shoreline in Westminster, SC. This home is a sanctuary for water enthusiasts, featuring deep water a covered dock and with a lift 60-foot gangway, built-in stereo speakers, two jet ski ports, and a walk-in ladder, swim bench, all finished with durable Trex decking, making every day feel like a vacation. The property offers abundant space for all your lake toys with a two-car garage on the upper level and an additional garage and shop on the terrace level, complemented by ample parking for guests. The main level boasts an inviting living and dining area, highlighted by a charming gas log stone fireplace. Kitchen has spacious counter seating area, ideal for entertaining and ample countertops for the chef in your family. A generously sized pantry is conveniently located near the laundry area, which includes a half bath. The primary bedroom with ensuite is situated on the main level, along with two additional bedrooms and a guest bathroom, providing comfortable accommodations. A sunroom offers spectacular lake views, creating a serene spot to unwind, while a large viewing and grilling deck invites outdoor enjoyment and sun-soaked relaxation. The expansive terrace level extends the living space with a family room, an additional full bathroom, and a guest bedroom, plus another family play area that overlooks the water. Outside check out the firepit area, and expansive fenced yard. This remarkable home is nestled within the highly sought-after Chickasaw Point, a gated community offering an array of amenities including a challenging 18-hole golf course, pro-shop, driving range, putting greens, and the delightful Overlook restaurant. Residents also enjoy a community swimming pool, pickleball and tennis courts, walking trails, and a dog park. This idyllic retreat is conveniently located near the picturesque Blue Ridge Mountains, perfectly situated between Atlanta and Greenville.

126 Indian Hills, Westminster

$895,000

5 Beds ⋅ 4 Baths

Amazing new build on Lake Hartwell in a gated golf course community with upgrades galore! The builder was really thinking about the perfect home for entertaining which is apparent the moment you walk in. The open space and finishing touches will impress. The living area is spacious and offers inviting light and comfort. Sunroom/living extension is genius, make it one seamless room or close off the exterior doors in your cooler months. The stone fireplace beams and trey ceilings add warmth to the space. The kitchen is well thought out with large island, ample cabinets, pantry and gas stove for your chef to enjoy. There is also a separate dining room, half bath and large laundry room with sink. This main area has its own heating and cooling unit. The primary bedroom includes the right amount of space with gorgeous bathroom features including a soaking tub, expansive walk-in shower with designer finish and a walk in closet complete with custom shelving. This area has its own heating and cooling controls. Additionally, on the main level you will find three additional bedrooms and full bathroom for your guests or family. Of course, you can also create your own use for this area, exercise room, office, library, craft room, it's up to you. If that were not enough check out the bonus room upstairs complete with a full bathroom and extra-large bedroom or game room, bring your ideas and decide for yourself. Also please note this area has its own heating and cooling zone as well. Outside the yard has been meticulously thought out with landscaping in place and a gorgeous stone entrance. The stone finish is continued to the back patio where you can enjoy the perfect spot for grilling or just relaxing and enjoying nature. Notice the cart path which leads you to Lake Hartwell where you will find a covered dock in place. Chickasaw Point subdivision offers amenities galore which include a challenging and beautiful 18-hole golf course, community pool, beach, pavilion, swimming pool, boat ramp and courtesy boat dock. Walking trails, pickleball and tennis courts just about anything you need to enjoy the beauty that surrounds this area. Close to the Blue Ridge mountains and in between Atlanta and Greenville. Don't miss this chance to have it all.

503 Point Road, Westminster

$549,500

3 Beds ⋅ 3 Baths

RARE LAKEFRONT OPPORTUNITY WITH COVERED BOAT SLIP IN GATED CHICKASAW POINT! Welcome to one of the most desirable Locations in Chickasaw Point, where lake living, luxury, and resort-style amenities come together just minutes from I-85. Bring your boat, golf clubs, hiking shoes, and pickleball paddle because this beautifully renovated lakefront townhome includes a private boat slip—a rare feature only a select few homes in the community enjoy. The highly sought-after primary suite on the main level offers a spacious retreat with private access to the deck overlooking breathtaking lake views, creating the perfect place to enjoy your morning coffee or unwind while watching the sunset. You can enjoy all the concerts on the Beach right from your back deck! This home has been completely renovated from top to bottom with quality craftsmanship and today's most desired finishes. NEW HVAC, NEW flooring, NEW interior paint, NEW plumbing, NEW electrical, NEW lighting, NEW ceiling fans, NEW cabinets, NEW countertops, NEW fixtures, NEW toilets, NEW bathrooms, and a completely remodeled kitchen with upgraded appliances make this home truly move-in ready. The stunning chef's kitchen opens seamlessly into the spacious living and dining areas, creating the perfect space for entertaining family and friends while enjoying beautiful lake views. Upstairs you'll find two oversized bedrooms, each featuring an enormous walk-in closet, providing exceptional storage rarely found in townhomes. Need even more storage? The unfinished terrace level offers a huge concrete-floored storage area that's perfect for lake toys, holiday decorations, a workshop, fitness space, or future expansion. There's also plenty of room to create a covered patio or outdoor living area overlooking the lake. Enjoy the incredible amenities Chickasaw Point has to offer, including golf, tennis, pickleball, swimming, clubhouse, marina, boat ramp, walking trails, and gated security. Whether you're looking for a full-time residence, weekend getaway, or vacation home, this property offers the lake lifestyle buyers dream about. Completely renovated. NEW HVAC. Main-level primary suite. Massive walk-in closets in every bedroom. Huge storage area. Covered boat slip. Gated community. Incredible lake views. Move-in ready. Opportunities like this rarely come available!

94 Point Place, Westminster

$1,650,000

5 Beds ⋅ 4 Baths

Experience exceptional lakefront living in this custom-built 2021 home on approximately 3.8 acres with breathtaking winter mountain views, panoramic Lake Hartwell views, and extensive waterfrontage near the Corps line. With no HOA and no restrictions, this one-of-a-kind property combines luxury, efficiency, and quality craftsmanship in a truly remarkable setting. Offering approximately 2,900 square feet of thoughtfully designed living space, the main level features an open floor plan with soaring tongue-and-groove ceilings, a stunning rock fireplace with a 98% efficient Buck Stove gas log insert, and walls of premium Sierra Pacific aluminum-clad wood windows that maximize the spectacular lake views. The custom kitchen is designed for both beauty and function with handcrafted cabinetry, granite countertops, a farmhouse sink, quality appliances, and a large island. The main level also includes two guest bedrooms, an office/flex room, a full bath, and a luxurious primary suite featuring a spa-inspired bath with jetted tub, custom multi-head tile shower, double granite vanity, walk-in closet with built-ins, and private access to the wraparound Trex deck overlooking the lake. The upper level offers a spacious loft bedroom with a half bath and incredible lake views from multiple directions. The finished walkout basement is built with 10-foot Superior Walls constructed of 10-inch, 5,500 PSI concrete, enhanced with closed-cell foam insulation, steel studs, additional R-17 insulation, and drywall for an impressive insulation value exceeding R-25. This level includes a large recreation room, bedroom, full bath, hidden built-in safe room, mini bar with granite countertops and refrigerator, freestanding wood stove, German weather-resistant laminate flooring, and wiring for internet, television, and security cameras. The oversized two-car garage is equally impressive with a utility sink, hot and cold water hookups, 50-amp/220-volt electric vehicle charging capability, automatic garage door, and a heavy-duty steel beam with trolley capable of lifting over 3,000 pounds. Built for outstanding energy efficiency, the home features closed-cell foam insulation throughout the upper level with approximately R-20 walls and R-45 ceilings, a WaterFurnace 4-ton geothermal HVAC system with a SEER rating exceeding 40, a smart water heater with closed-loop integration, smartphone controls for HVAC and water heater, energy monitoring, remote temperature adjustment, smart front door lock, and durable low-maintenance exterior finishes. Whether you're searching for a full-time residence, luxury lake retreat, or private estate, this extraordinary Lake Hartwell property offers unmatched quality, modern technology, incredible efficiency, and unforgettable views—all just waiting for you to call home.

332 Two Rivers Drive, Westminster

$45,000

Don’t miss your opportunity to own a very reasonably priced Hartwell Lake front lot in the much sought after Chickasaw Point Community. This gated lakefront community offers a true resort -style lifestyle with incredible amenities, including an 18 hole golf course, newly updated restaurant and prop shop , pool, tennis and pickleball courts, private beach and pavilion, boat ramp, courtesy dock , campground and both covered and uncovered boat/rv storage. The community is very active with events throughout the year with various events at the beach, clubhouse and golfing events. This lot is not dockable.

00 S Arrowhead Drive, Westminster

$835,000

4 Beds ⋅ 4 Baths

If you’ve been searching for a Lake Hartwell home that offers privacy, comfort, and low-maintenance lake living, 632 Rocky Trail delivers. Set beneath a canopy of mature hardwoods in the highly desirable Foxwood Hills community, this well-built waterfront retreat was designed for making memories with family and friends for generations to come. From the moment you arrive, you’ll appreciate the peaceful, natural setting, low-maintenance wooded lot, and inviting outdoor spaces that allow you to spend more time enjoying Lake Hartwell and less time maintaining the property. Best of all, you’ll enjoy one of the most amenity-rich communities in the Upstate. One of the property’s standout features is the newly installed stained concrete golf cart-sized walkway that gently winds through the trees to the private covered dock. Positioned approximately midway into a protected cove, the dock has provided excellent water depth, even during periods of lower lake levels, while remaining just around the corner from the main channel of Lake Hartwell. Complete with a covered slip, wheeled gangway, and a lift for two jet skis. Designed to blend naturally with its surroundings, the home offers exceptional privacy. There is a nice water view in the winter months. The new owner could easily have a summer view if they wish to remove some tree branches. Inside, vaulted ceilings, walls of arched windows, and a dramatic floor-to-ceiling stacked stone wood-burning fireplace create a warm and inviting great room filled with natural light. The open floor plan includes a spacious kitchen with abundant cabinetry, generous counter space, and a large center island. The dining area opens to both the screened porch and the expansive deck, creating seamless indoor-outdoor living. The main-level primary suite features private access to the screened porch, while a convenient half bath and laundry room complete the main level. Upstairs, there is an open loft, two additional bedrooms, and a full bath. The finished walk-out lower level includes a spacious family room opening onto the patio and fire pit, a fourth bedroom, full bath, two oversized storage rooms, and an attached two-car garage with a dedicated workshop area. Offering 4 bedrooms, 3.5 baths, nearly 3,000 heated square feet, and currently sleeping up to 14 people, this home is equally suited as a full-time residence, weekend getaway, or short-term rental investment. A new roof installed in 2020 provides added peace of mind. Outdoor living is at the heart of this property. Enjoy the covered front porch, screened porch, spacious deck, patio, fire pit, and private dock—spaces designed to be enjoyed throughout every season. Foxwood Hills is one of the Upstate’s most active lake communities and offers exceptional amenities with an HOA of only $676 per year. Residents enjoy an Olympic-size swimming pool, clubhouse and community center, restaurant and bar, pickleball courts, basketball courts, a playground, walking trails, a community boat ramp, and a full calendar of social activities. The clubhouse hosts weekly karaoke nights, game nights, and community events, making it easy to enjoy an active lake lifestyle while still having the privacy of your own waterfront retreat. To make your transition even easier, all bedroom furniture, the lower-level family room furniture, the 80-inch television, and several additional furnishings will convey with the home. Two personal watercraft are negotiable and available for purchase. 632 Rocky Trail offers a rare combination of privacy, thoughtful design, low-maintenance ownership, exceptional lake access, and one of the most amenity-rich communities in the Upstate. Whether you’re searching for your forever home, a weekend escape, or an investment opportunity, this is the kind of Lake Hartwell lifestyle that’s becoming increasingly hard to find.

632 Rocky Trail, Westminster

$809,900

4 Beds ⋅ 4 Baths

351 River Road in Westminster could be a private Hartwell Lake hideaway, an income-producing vacation rental, or both! Four bedrooms and four bathrooms allow for people to spread out inside the +/-4400 sq ft of this home. A large great room overlooks the lake and shares a double-sided fireplace with the kitchen. Plenty of cabinetry, two pantries, and a long bar make this a great place to entertain guests while you prepare food and drinks. The adjoining sunroom/dining room has space for a long table and big windows on two sides to see both the lake and the greenery. Beyond the dining room is another room with a fireplace, full bathroom, and additional small bar-style kitchen. This room currently holds a pool table and is used as a game room, but it could certainly be used for other purposes. Beyond that is a door to a screened-in porch and to the back yard. The laundry room and storage room have a dog door that leads out to a handy fenced area for the doggies. Access to a heated and cooled basement workshop area is also through the back yard and dog fence area. If you don’t need a workshop, use it as a gym, game room, or a movie room. The top level of the house has three bedrooms and two bathrooms. The primary bedroom has Lake Hartwell views from one window and Blue Ridge Mountain views from the other! The main level has decks on two sides of the home. The basement level contains a newly added bedroom and adjoining full bathroom. A two-door garage is also on the basement level. The yard has many mature trees, bushes and shrubs which will certainly surprise you throughout your first year of ownership. A platform dock is in place. A new retaining wall was built. Some of the real estate photos show Lake Hartwell when it is at full pond. Currently, the lake looks like the salt marshes and swamps of the South Carolina Low Country. This home has been cherished by its current owners. They do have some vacation rental history for the home, however they did not focus on building that business because they enjoyed coming to stay at their home when it was vacant. Start the rest of 2026 at your new Lake Hartwell home!

351 River Road, Westminster

$629,000

3 Beds ⋅ 2 Baths

2 Water Front lots and Furnished Cabin for and incredible price!!!!! **Double DOCKABLE lots ** Discover an unparalleled retreat at 255 Horseshoe Bend Dr, Westminster, SC, where rustic charm meets serene lakeside living. This captivating single-family home, nestled on a generous 0.62-acre lot PLUS lot 8 (.78 ac) , offers a lifestyle of tranquility and natural beauty. The property boasts wood siding and a durable metal roof, blending with the wooded surroundings. Enjoy the crisp air and scenic views from multiple decks and sitting areas. A welcoming front porch, or the comfort of a screened porch are perfect for year-round enjoyment. Step inside to find a thoughtfully designed living space featuring 3 bedrooms and 2 full bathrooms. Main level has living room with fireplace, dining, kitchen, full bath and master bedroom. The basement has an additional living area, two bedrooms, a bathroom and oversized laundry room. The interior exudes warmth with cathedral/raised ceilings and vaulted wood plank ceilings, complemented by gleaming hardwood floors throughout the main areas. A cozy stone fireplace serves as a focal point in the living space, flanked by custom built-in bookcases, adding both character and functionality. The kitchen is a chef's delight, equipped with granite countertops, a built-in microwave, dishwasher, electric range/oven, and refrigerator, and coffee bar area ensuring every culinary need is met. Additional interior amenities include ceiling fans for comfort, blinds for privacy, and French doors that seamlessly connect indoor and outdoor living. The bathrooms offer modern conveniences such as walk-in showers. This enchanting residence also features a private boat dock with TWO covered slips and lounging area. this provides direct lake access for endless water activities. Lots of other outdoor spaces to soak in nature and relax. Experience the perfect blend of rustic elegance and modern comfort in this exceptional lakeside sanctuary. Home has been used as a vacation home and Short term rental. With the exception of a few items home is being offered fully furnished. Move right in and start enjoying the lake or start booking guest right away!! 10 mins from shopping in Westminster or 15 mins to downtown Toccoa Ga. LOT 8 (.78ac) dockable Green is included in the sale.

255 Horseshoe Bend Drive, Westminster

$1,850,000

3 Beds ⋅ 5 Baths

LISTEN TO THE CALLS and escape to WATERFRONT LIVING with this Lake Hartwell designer home exhibiting exquisite detail and craftsmanship located on a rare 1.76 acre point lot with over 450 feet of lake frontage and180 degree SUNRISE TO SUNSET lake views. Enter through the front door and into the expansive living area and immediately be graced with soft and masonry textures, abundance of INVITING natural light, and generous doses of breathtaking OUTDOOR views in harmony with the teal-blue waters of Lake Hartwell. The OPEN plan offers a spacious gourmet kitchen with oversized island perfect for entertaining without guest isolation, the serving line, or intimate gatherings. Thoughtfully designed to bring the outdoors in, one can start the day in the sunroom with tranquil SUNRISE, and lake views or SURRENDER a busy day on the back covered patio with SUNSET and MORE lake views. RETREAT outdoors to the pavilion perfect for lakeside cookouts or entertaining or take a short, easy stroll down to the maximum size covered dock on DEEP WATER to enjoy watersports, relax, or just stargaze with friends and family. Owners and guests may each RETIRE to their own well-appointed and expansive suites on main each with lake living views or swing open the doors to the observation porch to watch the boaters outside while allowing nature's rhythms to come inside. ESCAPE to the partially finished terrace level with wrap around concrete driveway access perfect for overflow accommodations, watching the latest release or big game, young adults who seek a little INDEPENDENCE, or additional storage & project space. In addition, PROTECT your valuables or yourselves during inclement weather with the approximately 250 square feet climate controlled VAULT. Those who love tools or restoring vintage cars, have watersports toys or an RV, need additional storage space or all of the above will EMBRACE the nearly 1,000 climate controlled square ft shop. No HOA. This home offers SERENITY without seclusion with Seneca, Westminster, Anderson and I-85 only minutes away. YOU’VE WORKED HARD, so STOP DREAMING and schedule your showing TODAY.

285 Bertha Allen Road, Westminster

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